CIGNA 10K PDF

Archived Cigna financial reports and earnings releases can be accessed on this page. Find the shareholder information you need about Cigna online now. PDF · Form 10K (HTML). CIGNA Corporation does not currently have any hardcopy reports on Click the button below to request a report. Course details for the Cigna 10km Run including course maps, summary, start and finish times, cut off times and prizes.

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The cash value earns interest at rates declared from time to time, subject to a minimum guaranteed rate, and may be borrowed, withdrawn, or used to fund future life insurance coverage. Excluding the items mentioned above, cugna income from operations increased in compared with due to:.

No such elections have been made since The program has no expiration date. CIGNA HealthCare cignx focused on helping to improve the health, well-being and sense of security of the individuals it serves.

In addition, depending on the severity of the situation, a widespread outbreak could curtail economic activity in general, and CIGNA’s operations in particular, which could result in operational and financial disruption to CIGNA, which among other things may impact the timeliness of claims and revenue. CIGNA requires an ongoing commitment of significant resources to maintain, protect and enhance existing systems and develop new systems to keep pace with continuing changes in information processing technology, evolving industry and regulatory standards, and changing customer preferences.

If claim experience is adverse in relation to the initial premiums, CIGNA may recover the resulting experience deficit, according to contractual provisions, through future premiums and experience settlements, provided the policy remains in force.

Annual Reports and Proxy Statements

Most dentists in the CIGNA network receive a monthly predetermined fee capitation for each covered member in their patient panel. CIGNA’s health care businesses are subject to intense competition, and industry consolidation has created an even more competitive ciga environment. Such factors include industry sector considerations for fixed maturity investments, and geographic and property-type considerations for mortgage loan and real estate investments.

CIGNA no longer markets group variable universal life insurance, but continues to administer the product for existing policyholders. Net unrealized appreciation — fixed maturities. Equity in income of subsidiaries.

Internal Control Over Financial Reporting. Typically, most providers are recredentialed every three years. Factors cjgna as business consolidations, strategic alliances, legislative reform and marketing practices create pressure to contain premium price increases, despite increasing medical costs.

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Summarized below is adjusted income from 1k0 by segment:. If these standards are not met, CIGNA may be financially at risk up to a percentage of the contracted fee or a stated dollar amount. Note 4— As of December 31,CIGNA Corporation had guarantees and similar agreements in place to secure payment obligations or solvency requirements of certain wholly owned subsidiaries as cigja As of December 31,CIGNA HealthCare reduces its exposure to large catastrophic losses under group life, disability and accidental death contracts by purchasing reinsurance from unaffiliated reinsurers.

CIGNA is subject to potential changes in the political environment which affects public policy and can adversely affect the markets for our products. The proceeds are used for general corporate purposes, including working capital, capital expenditures, acquisitions and share repurchases.

Cigna Corp (CI) SEC Filing 10-K Annual report for the fiscal year ending Sunday, December 31, 2017

However, companies that are assigned ratings at the top end of the range have, in the opinion of the rating agency, the strongest capacity for repayment of debt or payment of claims, while companies at the bottom end of the range have the weakest capacity. In the event that the capitated provider is paid but fails to pay its subcontracted providers, the subcontracted providers or regulators may look to CIGNA for payment.

As part of this product, the participant selects a primary care physician and the higher In-Network reimbursement for specialty care services is available only if the participant has a referral from 10o or her primary 100k physician to a specialty cugna provider in the CIGNA network. Other Products and Services. These activities include the administration of strategic alliances with competitors, information sharing with competitors and provider contracting.

The impact of this mismatch may be higher in periods of significant volatility and may result in higher losses to the Company. Premiums established for retrospectively experience-rated business may be adjusted for the actual cgna and, in some cases, administrative cost experience of the account through an experience settlement process subsequent to the policy period.

The Company prioritizes its use of capital resources to:. Custom Network Solutions, introduced on January 1,which gives employers the ability to select four different provider network options to meet the specific needs of their plan participants; and. CIGNA regularly evaluates the assumptions used in establishing reserves and changes its estimates if actual experience or other evidence suggests that earlier assumptions should be revised.

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Inexcluding the impact of Great-West Healthcare, the Health Care segment significantly reduced healthcare operating expenses and expects to continue to meaningfully reduce these over time.

Portions of the gains from these sales were deferred because the principal agreements to sell these businesses were structured as reinsurance arrangements. Typically, most providers are re-credentialed every three years. Successful execution of these initiatives depends on a number of factors including: Because settlement annuities generally do not permit withdrawal by policyholders prior to maturity, the amount and timing of future benefit cash flows can be reasonably estimated so funds supporting these products are invested in fixed income investments whose aggregate duration generally matches the cash flows of the related benefits.

On Financial Statement Schedules. Liabilities are estimates of the present value of benefits to be paid less the present value of investment income generated by the assets supporting the product including realized and unrealized capital gains.

Financial Releases | Cigna

A large number of health care ccigna and other entities compete in offering similar products. As a result, CIGNA reduced reinsurance recoverables, contractholder deposit funds, and separate account balances for these obligations. Cignas Other Operations segment also CIGNA also employs representatives to sell medical cost containment, managed behavioral health care and employee assistance services directly to insurance companies, HMOs, third party administrators and employer groups.

Marketing campaigns are conducted through these channels under a variety of arrangements with affinity partners. Cash used in investing activities A dispute over disallowed claims under the settlement submitted by a representative of certain class member physicians is proceeding to arbitration. As a 10 company operating in a complex industry, CIGNA encounters a variety of risks and uncertainties including those identified in this Risk Factor discussion and cihna in this report.

Others that CIGNA does not know about now, or that the Company does not now think are significant, may impair its business or the trading price of its securities. System development projects are long term in nature, may be more costly than expected to complete and may not deliver the expected benefits upon completion. For the International portfolios, CIGNA invests primarily in publicly traded fixed maturites, short term investments and time deposits denominated in the currency of the relevant liabilities and surplus.